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The above statements are submitted for the purpose of obtaining credit and are certified to be true and correct. I (We) agree that the usual credit inquiries may be made to verify statements. I (We) agree that this application shall remain the property of Auto By Rent whether the account is granted or not, and agree if this application is accepted by Auto By Rent, the laws of the state named on the note and security agreement shall govern and control. This "prescreened" offer of credit is based on information on this application indicating you meet certain criteria. This offer is not guaranteed if you do not meet our criteria.